You'll see your progress in the following key areas:
From working with athletes, families, and teams across the NIL and pro landscape, these four areas are the foundations of financial readiness. But you have to build them now — before the deal, the bonus, or the paycheck lands, not after.
Budget
Your daily practice... small, consistent choices, not big dramatic ones. If a lump sum landed in your account tomorrow, would you have a plan for it?
Save
The national savings rate is just 4.5%, while a world-class saver targets 15–20%. You don't train at average intensity — you shouldn't save at average rates either.
Protect + Understand Debt
NIL and endorsement income is taxable, and nothing gets withheld automatically. Add in contracts, insurance, and knowing good debt vs. bad is critical.
Team + Support Network
You are more than a stat line — the right people around you matter. Who is in your corners to take care of you first, not just your money?
